An inbound consumer dials a number from an advertisement. A live transfer starts with an agent who screens the consumer and warm-transfers the call. Both products are rolling out to approved buyers. Inbound qualification and pricing are agreed on approval; inbound origin alone does not guarantee debt profile, consent scope or eligibility.
| Buyer consideration | Inbound calls | Live transfers |
|---|---|---|
| Call origin | Consumer dials from an ad | Agent connects a screened consumer |
| Pre-qualification | Confirm with caller; not implied by the ad | Agent screening before warm handoff |
| Price | Pricing on approval; no separate published quote | $75–$175 per qualified call |
| Billing | Agree qualifying and billing conditions on approval | 90-second minimum for qualified calls |
| Availability | Rolling out to approved buyers | Rolling out to approved buyers |
Use actual CPL, contact rate and enrollment rate in the ROI calculator. A lower purchase price or a phone conversation does not establish a lower cost per enrolled client. Keep separate campaign reporting and choose only the services your team is qualified to provide.
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