Personal loan & collections debt leads
Personal loan and collections debt leads identify consumers seeking help with unsecured loans or collection accounts. Buyers use the existing personal_loan_collections category, payment status, income, debt band and state filters. Exclusive records cost $35–$95 and shared records $15–$35 by debt band, with consent proof and a defined return window.
Consumers with unsecured personal loans or collection accounts seeking debt relief, not businesses buying debt portfolios.
What you get
- Existing personal_loan_collections category
- Personal loans and collection-account profiles
- Payment status, income, band and state
- Settlement and counseling buyer review
Collections debt leads, not collection assignments
These are consumer inquiries about debt relief. You are not purchasing receivables, collection rights or legal authority to collect a debt. Verify the account type, creditor and disputed status before deciding whether counseling, settlement or legal advice is appropriate.
Personal loan debt relief leads
Unsecured personal loans can appear alongside credit card or medical balances. Review the full debt profile, payment status and income instead of assuming every loan qualifies for your program. Secured obligations and disputed accounts require a separate assessment.
Debt collection relief buyer fit
Settlement firms, credit counseling agencies and law-firm debt-resolution teams may assess different parts of this audience. Match debt types and states to the services you actually provide. Buyers remain responsible for licensing, state registration and TSR compliance.
Leads for settlement companies
Review unsecured personal loans and collection profiles against your program requirements.
Default real-time pricing
| Unsecured debt | Exclusive | Shared (per buyer, max 3) |
|---|---|---|
| $7.5k–$10k | $35 | $15 |
| $10k–$20k | $50 | $20 |
| $20k–$35k | $65 | $25 |
| $35k–$50k | $80 | $30 |
| $50k+ | $95 | $35 |
Buyers are responsible for their own licensing, state registration and TSR compliance. Not legal advice.
What's included in every lead
Full lead profile
Name, phone, email, ZIP, state, debt band, debt types, payment status, employment, income, homeowner status and credit band.
TCPA consent proof
Timestamp, IP, user agent, page URL, exact consent language and a TrustedForm or Jornaya certificate ID — retained 5 years.
De-duplicated 30 days
Phone and email are de-duped across 30 days, and a lead is never sold twice to the same buyer.
72-hour returns
Return disconnected, duplicate or out-of-filter leads within 72 hours for a wallet credit.
Personal loan & collections debt leads by state
All states →Check lead availability
Tell us what you buy and we'll confirm current volume and pricing for your states — usually within one business day. Not ready to talk? Request a redacted sample lead instead.
Related
Debt categories
Lead types
Buyers and guides
Frequently asked questions
Go live with real-time leads today
Sign up, add a card, set your filters. No contracts, no sales calls.