Credit counseling & debt management plan (DMP) leads
Credit counseling leads connect nonprofit and for-profit agencies with consumers seeking lower-interest repayment plans rather than settlement. DMP leads focus on unsecured debt, current payments or modest arrears, income and state eligibility. Exclusive leads cost $35–$95 and shared leads $15–$35 by debt band; agency assessment determines plan suitability.
For nonprofit and for-profit agencies reviewing repayment-plan fit rather than selling a settlement or a new loan.
What you get
- Payment status: current or one to two months behind
- Income and affordable repayment review
- Unsecured debt band and state filters
- For nonprofit and for-profit credit counseling agencies
Debt management plan intent
A DMP organizes repayment through a counseling agency rather than negotiating a settlement balance or originating a consolidation loan. Use the initial conversation to review income, essential expenses, creditor participation and payment affordability. A request for help does not guarantee reduced rates or acceptance into a plan.
Build the counseling buy box
Start with existing unsecured categories such as credit card debt and personal loan/collections. Emphasize current or one-to-two-month-behind payment status, income, debt band and states served. These are marketing filters, not a separate credit_counseling routing category or proof of DMP eligibility.
Nonprofit credit counseling leads
Nonprofit and for-profit agencies can request the same debt and payment filters. Agency tax status does not change the marketplace pricing table or confer consumer eligibility. Buyers are responsible for their own licensing, state registration and TSR compliance.
Leads for credit counseling agencies
Repayment-plan acquisition for nonprofit and for-profit counseling teams.
Default real-time pricing
| Unsecured debt | Exclusive | Shared (per buyer, max 3) |
|---|---|---|
| $7.5k–$10k | $35 | $15 |
| $10k–$20k | $50 | $20 |
| $20k–$35k | $65 | $25 |
| $35k–$50k | $80 | $30 |
| $50k+ | $95 | $35 |
Buyers are responsible for their own licensing, state registration and TSR compliance. Not legal advice.
What's included in every lead
Full lead profile
Name, phone, email, ZIP, state, debt band, debt types, payment status, employment, income, homeowner status and credit band.
TCPA consent proof
Timestamp, IP, user agent, page URL, exact consent language and a TrustedForm or Jornaya certificate ID — retained 5 years.
De-duplicated 30 days
Phone and email are de-duped across 30 days, and a lead is never sold twice to the same buyer.
72-hour returns
Return disconnected, duplicate or out-of-filter leads within 72 hours for a wallet credit.
Credit counseling & DMP leads by state
All states →Check lead availability
Tell us what you buy and we'll confirm current volume and pricing for your states — usually within one business day. Not ready to talk? Request a redacted sample lead instead.
Related
Debt categories
Lead types
Buyers and guides
Frequently asked questions
Go live with real-time leads today
Sign up, add a card, set your filters. No contracts, no sales calls.