Homeowner debt consolidation leads with equity data
Consumers with unsecured debt who own a home with equity — prime candidates for consolidation loans, HELOCs and cash-out refinancing.
Quick answer
Homeowner debt consolidation leads are consumers with unsecured debt who own a home with positive equity — strong candidates for consolidation loans, HELOCs or cash-out refinancing. Every lead includes home value, mortgage balance and an equity estimate. Exclusive pricing runs $35–$95 by debt band, shared $15–$35.
What you get
- Home value & mortgage balance captured
- Equity estimate on every lead
- Unsecured debt from $7.5k
- Exclusive or shared
Equity changes the conversation
A consumer with $25k in credit card debt and $120k in home equity has options a renter doesn't. Every homeowner lead includes self-reported home value and mortgage balance so your team can lead with the right product — consolidation loan, HELOC or cash-out refinance.
For mortgage and HELOC lenders
If you originate secured products, our sister site MortgageLeadsCo.com specializes in mortgage and refinance leads. Many buyers run both: unsecured consolidation offers here, secured refinance offers there.
Default real-time pricing
| Unsecured debt | Exclusive | Shared (per buyer, max 3) |
|---|---|---|
| $7.5k–$10k | $35 | $15 |
| $10k–$20k | $50 | $20 |
| $20k–$35k | $65 | $25 |
| $35k–$50k | $80 | $30 |
| $50k+ | $95 | $35 |
What's included in every lead
Full lead profile
Name, phone, email, ZIP, state, debt band, debt types, payment status, employment, income, homeowner status and credit band.
TCPA consent proof
Timestamp, IP, user agent, page URL, exact consent language and a TrustedForm or Jornaya certificate ID — retained 5 years.
De-duplicated 30 days
Phone and email are de-duped across 30 days, and a lead is never sold twice to the same buyer.
72-hour returns
Return disconnected, duplicate or out-of-filter leads within 72 hours for a wallet credit.
Homeowner debt consolidation leads by state
All states →Check lead availability
Tell us what you buy and we'll confirm current volume and pricing for your states — usually within one business day. Not ready to talk? Request a redacted sample lead instead.
Frequently asked questions
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