Personal loan & collections debt leads in Texas
Personal loan & collections debt leads in Texas cost $35–$95 exclusive or $15–$35 shared, by unsecured debt band. Buyers can request state, payment-status and income filters, with consent records and a 72-hour return window. Confirm your own program eligibility, licensing and TSR obligations before buying.
Personal loan & collections debt leads pricing
Priced by total unsecured debt. Your wallet is only charged when a lead is delivered.
| Unsecured debt | Exclusive | Shared (per buyer, max 3) |
|---|---|---|
| $7.5k–$10k | $35 | $15 |
| $10k–$20k | $50 | $20 |
| $20k–$35k | $65 | $25 |
| $35k–$50k | $80 | $30 |
| $50k+ | $95 | $35 |
Default list prices. Set a max price per campaign for bid-based routing.
State notes for buyers — Texas
Debt management and settlement providers — including credit counseling services and debt negotiators — must register with the OCCC under Texas Finance Code Chapter 394.
License/registration generally required: Yes
Regulator: Texas Office of Consumer Credit Commissioner (OCCC)
Source: https://occc.texas.gov/industry/debt-management-settlement-providers/
Not legal advice — buyers are responsible for their own licensing, state registration and Telemarketing Sales Rule compliance.
Filters you can set for Texas
- · Target Texas only, or combine it with other states
- · Delivery hours in the Central time zone
- · Debt amount bands, debt types and payment status
- · Daily, weekly and monthly caps by count and dollars
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