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Aged Debt Leads: How to Work Them

October 24, 2026 · 5 min read

Cadence, scripting and expectations for turning $1–$8 aged debt relief leads into enrollments.

Buy the right tier

Age matters: 1–7 day leads ($8) behave closest to real-time; 90+ day leads ($1) are pure volume. Never-sold inventory (+25%) hasn't been worked by anyone and usually outperforms same-age sold leads.

Work a cadence, not a call

Plan 6–10 touches over two weeks: calls at different hours, compliant SMS where consent allows, and email. Aged leads rarely convert on the first dial.

Re-qualify fast

Circumstances change in 30–90 days. Confirm the debt amount, types and payment status in the first minute — and return leads that don't match within the 72-hour window.

Measure cost per enrollment

At $1–$8 per lead, contact rate is a vanity metric. Track spend to enrolled client and compare it against your real-time campaigns.

Common questions

Go live with real-time leads today

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