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How Much Do Debt Relief Leads Cost?

October 24, 2026 · 5 min read

Real price ranges for exclusive, shared, aged and live transfer debt relief leads, and how to judge cost per enrollment.

Real-time leads: $15–$95

Exclusive leads run $35–$95 and shared leads $15–$35, priced by the consumer's total unsecured debt. A $7.5k–$10k consumer costs $35 exclusive; a $50k+ consumer costs $95.

Tax debt: $18–$110

Tax debt leads are priced by the amount owed to the IRS or state: $45–$110 exclusive and $18–$40 shared across bands from $10k to $100k+.

Aged leads: $1–$8

Aged inventory is priced by age tier — $8 for 1–7 days down to $1 for 90+ days — with a 25-lead minimum, a 25% never-sold premium and bulk discounts up to 30%.

Live transfers: $75–$175 per call

Live transfers are billed per qualified call after a 90-second minimum, priced by debt band.

The number that matters

CPL is an input, not a result. Divide your lead spend by enrolled clients to get cost per enrollment — our ROI calculator does the math from your contact and enrollment rates.

Common questions

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