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Homeowner Debt Consolidation Leads for Lenders

October 24, 2026 · 5 min read

Why homeowners with unsecured debt and equity are the strongest consolidation, HELOC and cash-out prospects.

What makes these leads different

Every lead is a consumer with meaningful unsecured debt who owns a home with positive equity. The record includes home value, mortgage balance and an equity estimate — the data points a lender needs to size a consolidation loan, HELOC or cash-out refinance.

Two ways to work them

Consolidation lenders can offer an unsecured personal loan. Mortgage lenders can offer a cash-out refinance or HELOC that pays off the unsecured debt at a lower rate. The lead fits both motions.

Filters that matter

Filter by state, debt band, credit score band and income. Because every lead is a homeowner with equity, you skip the most common disqualifier for secured consolidation products.

Compliance note

These are debt relief leads, not mortgage applications. If you offer mortgage products, your own licensing and advertising rules apply — and our mortgage lead network serves that market directly.

Common questions

Go live with real-time leads today

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