Credit card debt leads in Washington
Quick answer
Credit card debt leads in Washington cost $15–$95 per lead depending on the consumer's total unsecured debt and whether you buy exclusive or shared. Leads are delivered in real time, filtered to Washington, with a full TCPA consent record and a 72-hour return window. Debt adjusting is regulated under RCW Chapter 18.28, which sets fee limits and contract requirements; check licensing status with the DFI.
Credit card debt leads pricing
Priced by the consumer's total unsecured debt. Your wallet is only charged when a lead is delivered.
| Unsecured debt | Exclusive | Shared (per buyer, max 3) |
|---|---|---|
| $7.5k–$10k | $35 | $15 |
| $10k–$20k | $50 | $20 |
| $20k–$35k | $65 | $25 |
| $35k–$50k | $80 | $30 |
| $50k+ | $95 | $35 |
Default list prices. Set a max price per campaign for bid-based routing.
State notes for buyers — Washington
Debt adjusting is regulated under RCW Chapter 18.28, which sets fee limits and contract requirements; check licensing status with the DFI.
License/registration generally required: Yes
Regulator: Washington State Department of Financial Institutions (DFI)
Source: https://app.leg.wa.gov/rcw/default.aspx?cite=18.28&full=true
Not legal advice — buyers are responsible for their own licensing, state registration and Telemarketing Sales Rule compliance.
Filters you can set for Washington
- · Target Washington only, or combine it with other states
- · Delivery hours in the Pacific time zone
- · Debt amount bands, debt types and payment status
- · Daily, weekly and monthly caps by count and dollars
More Washington lead pages
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